Financing with MCP

At MCP Chimney & Masonry, we’ve spent over 30 years keeping families safe, warm, and proud of their homes. From expert chimney care to beautiful masonry, our team delivers lasting quality. With flexible financing, essential repairs and dream upgrades are more accessible than ever. Let us bring your vision to life."

APR

Term

Interest Accrual & Waiver

Open Line Period

Notes

17.99%

Up to 132 months

Interest waived if repaid in 12 months

N/A

Ideal for short-term financing with no interest if paid off within 12 months.

7.99%

60 months

Interest starts at disbursement

Payments start 90 days after origination

Fixed 5-year repayment after open period.

8.99%

108 months

Interest starts at disbursement

Payments start 90 days after origination

Long-term option with fixed interest.

12 Month Same As Cash Disclosure

Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of March 2026, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.

7.99% 5YR Disclosure

Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 7.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. 60 monthly payments of $20.27 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.

8.99% 9YR Disclosure

Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 108 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. 108 monthly payments of $13.54 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.

Happy Customers, Warm Homes
652 Total Reviews
★★★★★
5
★★★★★
10.02.2026
Baharson

I had a great experience with MCP Chimney. My wood-burning insert had a significant draft problem because the previous installer hadn’t extended the liner all the way to the top where it needed to be. After getting several estimates, I…...

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★★★★★
10.02.2026
Ron T Jennings

Great experience with Justin. We had many fires last year in our basement club room fire place and I couldn’t recall the last time we had it cleaned. He inspected everything and said it was still clean and scheduled us…...

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★★★★★
10.02.2026
Mustafa B.

I had a great experience with MCP Chimney. My wood-burning insert had a significant draft problem because the previous installer hadn?t extended the liner all the way to the top where it needed to be. After getting several estimates, I…...

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★★★★★
10.01.2026
D Kappe

One of my coworkers has used this company before and I haven’t been convinced my former sweep was complete. The office was professional on the phone when I made the appointment as well as the follow up reminder. Dylan the…...

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★★★★★
10.01.2026
Aaron C.

On time, no upsell, great reasonable recommendations. Would use again!

★★★★★
10.01.2026
Richard Azzaro

First rate service. Excellent people skills. Protected my property throughout cleaning. Obviously subject matter expert....

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