Financing with MCP
At MCP Chimney & Masonry, we’ve spent over 30 years keeping families safe, warm, and proud of their homes. From expert chimney care to beautiful masonry, our team delivers lasting quality. With flexible financing, essential repairs and dream upgrades are more accessible than ever. Let us bring your vision to life."
APR
Term
Interest Accrual & Waiver
Open Line Period
Notes
17.99%
Up to 132 months
Interest waived if repaid in 12 months
N/A
Ideal for short-term financing with no interest if paid off within 12 months.
7.99%
60 months
Interest starts at disbursement
Payments start 90 days after origination
Fixed 5-year repayment after open period.
8.99%
108 months
Interest starts at disbursement
Payments start 90 days after origination
Long-term option with fixed interest.
12 Month Same As Cash Disclosure
Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of March 2026, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.
7.99% 5YR Disclosure
Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 7.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. 60 monthly payments of $20.27 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
8.99% 9YR Disclosure
Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 108 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. 108 monthly payments of $13.54 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
As always, the two MCP Chimney staff were outstanding. Helpful, pleasant and professional...
Read MoreMCP was a delight to work with. They responded promptly to my inquiry and sent someone out to the site to put a quote together very rapidly. The work was scheduled at a very convenient time for my schedule. Most…...
Read MoreDylan did a great job. Very professional and neat.
I have used MCP Chimney for several years and I am always pleased by their service and reliability. Dylan was thorough and informative.
Very happy with our chimney inspection experience. The issues and the options for remediation clearly explained, and the cost of the chimney inspection was very reasonable.
Great work on a big job for my fireplace. They replaced a 30 yr old Napoleon fireplace insert with a new Regency hybrid/catalyst, old packed insulation flue with a ceramic wrapped unit, and installed a new chimney cap that services…...
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