Financing with MCP

At MCP Chimney & Masonry, we’ve spent over 30 years keeping families safe, warm, and proud of their homes. From expert chimney care to beautiful masonry, our team delivers lasting quality. With flexible financing, essential repairs and dream upgrades are more accessible than ever. Let us bring your vision to life."

APR

Term

Interest Accrual & Waiver

Open Line Period

Notes

17.99%

Up to 132 months

Interest waived if repaid in 12 months

N/A

Ideal for short-term financing with no interest if paid off within 12 months.

7.99%

60 months

Interest starts at disbursement

Payments start 90 days after origination

Fixed 5-year repayment after open period.

8.99%

108 months

Interest starts at disbursement

Payments start 90 days after origination

Long-term option with fixed interest.

12 Month Same As Cash Disclosure

Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of March 2026, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.

7.99% 5YR Disclosure

Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 7.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. 60 monthly payments of $20.27 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.

8.99% 9YR Disclosure

Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 108 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. 108 monthly payments of $13.54 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.

Happy Customers, Warm Homes
625 Total Reviews
★★★★★
5
★★★★★
08.17.2026
Quentin Walston

MCP did a great job installing our woodstove! The crew (Merlin, Mario, and Brayan) were on time, showed a high level of expertise and craftsmanship, and ensured the placement was aesthetically pleasing to us before diving into the process of…...

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★★★★★
08.17.2026
Art Jones

Excellent professional service.

★★★★★
08.15.2026
Marianne Nelson

Antonio and his partner were the best! They worked very hard and did a great job. They were very professional, conscientious, listened to our requests and concerns. After the job was done they cleaned everything up and put things back…...

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★★★★★
08.15.2026
Kate O'Neill

I had MCP repoint my flagstone walk and relay the stones that had loosened. They did a great job. It looks AWESOME and Justin was very helpful in explaining what needed to be done and answered all my questions .…...

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★★★★★
08.14.2026
Courtney Fumagalli

Branden came out for the inspection. He was super knowledgeable and friendly. He explained everything to me and answered all of my questions.

★★★★★
08.13.2026
Alexander Fulton

My wife already left a quick review, but I wanted to add my own. Everyone we came in contact with at MCP Chimney and Masonry were exceptionally competent, professional, and attentive. Justin provided a clear and concise quote and even…...

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